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Personal debt is a term that is used to describe the amount of money owed by an individual. Their debt pool can contain various debts. It can include credit card debt, mortgage, financing, or even unsecured debt. As of June of 2023, the average personal debt in the UK has reached £34597 for adults and £65529 for households. As you can see, average personal debt has significantly risen by £1187 since 2022. According to the data from August 2023, the United Kingdom’s aggregate interest payments on individual debts for a span of 12 months were projected to reach £67,313 million,…

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You might be wondering whether receiving a Personal Independence Payment (PIP) as financial assistance due to a disability is considered income when it comes to taxes. There are two common approaches to consider in this situation. Join us as we explore these paths and unravel their implications for both PIP beneficiaries and your potential debt solutions. What will these approaches reveal? Stay tuned to find out. Charlie Walsh Last updated on 8 December 2023 Fact Checked Table of Contents 1. What is Personal Independence Payment (PIP)? 2. Is PIP Classed as a Benefit? 3. Do I Include PIP as Income…

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Navigating the complexities of small claims court in the UK can be daunting, especially when faced with the prospect of losing a case. Understanding what happens if you lose in small claims court UK is essential for anyone involved in such legal disputes. This article aims to demystify the process, offering clear insights into small claims – what they are, how the court system operates, and the associated costs. It also addresses critical questions like the consequences of ignoring a small claims notice, the steps to take if you lose, and how to manage the legal fees of the winning…

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Paying water bills on time is crucial. Delayed water bills may lead to consequences which is best to avoid. In this post, we will discuss the statement “Not paid water bill years UK” and everything you should know about it. This includes what might happen if someone fails to pay the water bill and what steps they can take in this situation. So, stay tuned for more. Charlie Walsh Last updated on 8 December 2023 Fact Checked Table of Contents 1. Who Is Liable for a Water Bill? 2. Can You Get Away with Not Paying Your Water Bill? 3.…

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You’re certainly not alone in facing challenges due to an Acorn Missed Payment. With the rising cost of living, many across the UK find it increasingly difficult to keep up with their financial obligations. The best course of action is to reach out to Acorn as soon as possible, ideally before your payment deadline. This proactive approach is your key to tackling these financial hurdles head-on. But what might happen if you delay this crucial step? Stay tuned to discover the potential consequences and solutions. Charlie Walsh Last updated on 8 December 2023 Fact Checked Table of Contents 1. Who…

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In today’s fast-paced and ever-changing economic landscape, a growing number of individuals across the UK find themselves grappling with a pressing concern: “I can’t afford to live on my wages UK”. This sentiment, shared by many, echoes the struggles of managing living costs amidst static or low wages. Whether it’s the challenge of covering basic needs or the stress of stretching each paycheck, the impact is real and pervasive. In this comprehensive guide, we delve into practical strategies and helpful insights. From negotiating lower bills with local councils and energy suppliers to leveraging food banks and accessing free financial advice,…

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Are you feeling anxious about your partner’s debts and questioning, “Am I responsible for my spouse’s debt UK?” If so, you’ve arrived at the perfect destination for clarity. But what secrets and solutions might you uncover here? Stay tuned to unravel the mysteries of spousal debt responsibility. Jane Rohan Last updated on 4 December 2023 Fact Checked Table of Contents 1. Do I Have to Pay My Partner’s Debt? 2. What Does Joint Responsibility Entail? 3. Joint Credit Applications: A Double-Edged Sword 4. Does My Debt Affect My Partner? 5. What Happens If You Marry Someone With Debt? 6. Dealing…

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Facing the possibility of eviction and the arrival of bailiffs can be a deeply unsettling experience. This article aims to demystify the process, offering clear and accessible guidance on what happens when bailiffs come to evict you. We will explore each step, from applying to the court with Form N244 to seeking expert advice and handling the emotional toll of such a stressful situation. Jane Rohan Last updated on 4 December 2023 Fact Checked Table of Contents 1. Types of Possession Orders for Eviction 2. When Can My Landlord Get a Bailiff to Evict Me? 3. How Do I Find…

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In the complex and often daunting world of property repossession, understanding your rights and options is crucial. This comprehensive guide delves into property repossessions in the Brentford County Court. This article offers valuable guidance for those facing the threat of losing their home. Jane Rohan Last updated on 4 December 2023 Fact Checked Table of Contents 1. What Is Property Repossession? 2. How Long Does Repossession Take? 3. What Does the Process Involve? 4. What Can I Do to Stop My Property Being Repossessed? 5. If My House is Repossessed, Can I Get Another Mortgage? 6. Additional Advice and Guidance…

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Facing bailiffs, also known as enforcement agents, at your door can be daunting, but don’t forget, you have rights. In this post, we will guide you on how you can stop bailiffs and provide effective methods to handle the situation. Stay tuned as we dive deeper. Jane Rohan Last updated on 4 December 2023 Fact Checked Table of Contents 1. How to Stop Bailiffs? The Basics 2. Verify the Identity of Your Visitor: A Key Step to Stop Bailiffs 3. Assessing the Bailiff’s Right to Enter: A Crucial Step to Stop Bailiffs 4. Stop Bailiffs Taking Things They Shouldn’t 5.…

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